BPCE to Offer In-App Crypto Trading to French Customers
BPCE, one of France's largest banking groups, is preparing to launch in-app cryptocurrency trading for its customer base, marking a significant step in traditional European banks' adoption of digital assets. The initial rollout will cover clients of four regional banks under BPCE's umbrella, reaching approximately two million users. Full implementation across all 25 regional entities is slated for 2026.
The service will operate through a dedicated digital asset account managed by Hexard, BPCE's crypto subsidiary. Trading features will be fully integrated within existing banking apps, eliminating the need for external exchanges or third-party wallets. Users will face a $3.48 monthly fee plus a 1.5% commission per trade, with a minimum charge of $1.16.
This MOVE intensifies competition in Europe's financial sector, where traditional institutions increasingly vie with crypto-native fintechs like Revolut and Trade Republic. BPCE's phased approach allows for performance monitoring before scaling to its full 12-million-strong customer base.